If your car’s been written off, you might be wondering what happens next. Can you still scrap it yourself? Do you need to jump through a load of hoops? Let’s take a closer look and clear things up.
The good news is, yes — you can scrap a written-off car. In fact, it’s often the easiest and quickest way to deal with a vehicle that’s seen better days.
But, as always, there are a few important things to know first.
What Does “Written Off” Actually Mean?
Before we dive into scrapping, it’s worth quickly recapping what a “write-off” really is.
In the UK, if your car’s badly damaged — whether through an accident, flood, theft or something else — your insurer might decide it’s either:
Too expensive to repair compared to the car’s value, or
Unsafe to go back on the road, even after repairs.
They’ll then place it into one of four categories:
Category A – The car is beyond any kind of repair and must be crushed.
Category B – The car can’t be used on the road again, but some parts may be salvaged.
Category S – The car has suffered structural damage but could be repaired safely.
Category N – The car has non-structural damage (like cosmetic or electrical issues) and could also be repaired.
Understanding your car’s category is key, because it affects how you can scrap it — or if you even have the choice.
Scrapping a Category A or B Write-Off
If your car’s been classed as Category A or B, it’s pretty straightforward. You can’t legally drive these cars again, even if you fancy trying to fix them up. They’re considered unsafe.
What you need to do:
Arrange for the car to be collected by scrap car company that uses an authorised scrap yard (also called an ATF – Authorised Treatment Facility).
Make sure they issue you with a Certificate of Destruction. This proves the car’s been scrapped properly and officially removes your responsibility.
Notify the DVLA once the car’s been scrapped.
If the insurer still has your car, they might arrange scrapping themselves. If they’ve given it back to you, you’re free to choose who scraps it — just make sure they’re licensed.
Scrapping a Category S or N Write-Off
Category S and Category N cars are a bit different. These can legally be repaired and put back on the road — but if you don’t want the hassle (or the cost), scrapping is still an option.
Here’s what to keep in mind:
You’ll need to prove ownership — ideally with your V5C logbook.
You’re responsible for declaring the car as scrapped to the DVLA.
Because S and N cars could be repaired, they sometimes fetch a little more money when sold for salvage.
Some buyers may offer to repair and resell the car instead of crushing it. That’s fine — but only if they handle the proper paperwork. Always make sure your name is removed from the vehicle record once it’s gone.
Can I Choose Where to Scrap My Written-Off Car?
Absolutely. If you’re handling the scrapping yourself — rather than leaving it to the insurer — you have full control.
Just be sure to pick a reputable scrap my car company that will:
Collect the car safely (especially if it’s no longer drivable).
Provide the right documents.
Offer you a fair price.
And don’t be shy about shopping around! Scrap car values can vary quite a bit depending on location, condition, and current metal prices.
What About Insurance and Tax?
Good question. Here’s a quick checklist:
Insurance – If you still have an active insurance policy, let your insurer know the car’s been scrapped. They may refund part of your premium.
Tax – Once the DVLA knows the car’s been destroyed, any remaining full months of road tax will be automatically refunded to you.
It’s nice to get a few quid back — every little helps!
Don’t Forget Your Personal Data
One last thing. Modern cars can store all kinds of personal information — from sat nav addresses to Bluetooth contacts and phone data.
What to remove before you send your car off to scrap heaven:
Wipe the sat nav and entertainment system.
Clear your personal details from any apps linked to the car.
Remove any paperwork or personal belongings you might have left behind.
It’s easy to overlook this step when you’re keen to get rid of the car, but it’s well worth doing.
Final Thoughts
Scrapping a written-off car is usually simple, but it pays to know the ins and outs.
If it’s a Category A or B car, scrapping is the only safe (and legal) choice. If it’s Category S or N, you have a bit more flexibility — but if you don’t want the bother of repairs, scrapping is often the smartest move.
Whichever category your car falls into, make sure you:
Use a licensed scrap dealer.
Get your paperwork sorted.
Protect your personal data.
Then you can wave goodbye to your old motor and move on to whatever’s next.
Thinking about scrapping your car? Get an instant valuation with our scrap car quote tool — it’s quick, easy, and there’s no obligation.
Got a question we didn’t cover? Feel free to get in touch — we’re always happy to help.
